Credit Analyst III
General Responsibilities/Job
Summary:
The Credit Analyst III is responsible for providing credit analysis for the commercial lending activities of the Bank and providing assistance in the administration of commercial loan accounts.
Also responsible for assisting the Credit Analyst Supervisor in the management of the Credit department through direct training and development of assigned personnel (Credit Analyst I & II).
Prepares financial analysis on credits, transactions, and capital structures for commercial borrowers; handles the most complex and/or challenging assignments.
Proactively collaborates and communicates with commercial lending staff regarding underwriting concerns and structure of loan requests; ensures regulatory compliance.
Provides training and mentoring to Credit Analysts I & II and assists the Credit Analyst Supervisor with reviewing work that has been completed by junior analysts.
May be called upon to participate with community organizations and community projects.
Performs other duties as assigned.
PM22Education/Training:
BS or BA degree, preferably in accounting or finance, or equivalent knowledge and/or banking experience.
Knowledge/Skills/Abilities:
Comprehensive knowledge of lending regulations, procedures, and operations Comprehensive knowledge of Loan Documentation Strong knowledge of loan structuring Strong knowledge base of organizational processes, product functionality, and regulatory compliance.
Proficient knowledge of Microsoft Office suite of products (including Word and Excel) Proficient reading, writing, grammar, mathematical skills Proficient interpersonal relations and communicative abilities Excellent oral and written communication Sound judgment Strong math skills
Experience:
At least five (5) years of experience in related banking position.
Required Certification/Licenses:
Valid Driver's LicenseTravel Requirements:
Localized travel within the bank's footprint.
PI32661879-26289-0d45f2b39a2d Recommended Skills Accounting Administration Banking Services Coaching And Mentoring Communication Finance Estimated Salary: $20 to $28 per hour based on qualifications.
Summary:
The Credit Analyst III is responsible for providing credit analysis for the commercial lending activities of the Bank and providing assistance in the administration of commercial loan accounts.
Also responsible for assisting the Credit Analyst Supervisor in the management of the Credit department through direct training and development of assigned personnel (Credit Analyst I & II).
Prepares financial analysis on credits, transactions, and capital structures for commercial borrowers; handles the most complex and/or challenging assignments.
Proactively collaborates and communicates with commercial lending staff regarding underwriting concerns and structure of loan requests; ensures regulatory compliance.
Provides training and mentoring to Credit Analysts I & II and assists the Credit Analyst Supervisor with reviewing work that has been completed by junior analysts.
May be called upon to participate with community organizations and community projects.
Performs other duties as assigned.
PM22Education/Training:
BS or BA degree, preferably in accounting or finance, or equivalent knowledge and/or banking experience.
Knowledge/Skills/Abilities:
Comprehensive knowledge of lending regulations, procedures, and operations Comprehensive knowledge of Loan Documentation Strong knowledge of loan structuring Strong knowledge base of organizational processes, product functionality, and regulatory compliance.
Proficient knowledge of Microsoft Office suite of products (including Word and Excel) Proficient reading, writing, grammar, mathematical skills Proficient interpersonal relations and communicative abilities Excellent oral and written communication Sound judgment Strong math skills
Experience:
At least five (5) years of experience in related banking position.
Required Certification/Licenses:
Valid Driver's LicenseTravel Requirements:
Localized travel within the bank's footprint.
PI32661879-26289-0d45f2b39a2d Recommended Skills Accounting Administration Banking Services Coaching And Mentoring Communication Finance Estimated Salary: $20 to $28 per hour based on qualifications.
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